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The report dwelled on three major aspects of Home Ownership:
Top reasons for wanting to own a home
Major setbacks for buying a home
Will they accept financial aid to buy a home
Starting a Family is the major drive for home ownership:
About 59% of Gen Zers admitted that starting a family was the driving force for owning a home followed by owning property as investment to build wealth over time.
Saving for down payment is the biggest barrier:
66% of young prospective buyers identify saving for down payment closely followed by covering the monthly cost of owning property (EMI) as top barriers.
Gen Zers are ready to make sacrifices including asking for financial aid to buy a home:
61% admitted that they will do whatever it takes to own a property including asking financial aid from relatives or lenders.
In a gist ?Young buyers are inclined to own a home but down payment still remains a challenge. Not having enough down payment means settling for cheaper options or having to depend upon family borrowings Cheap Jerseys Free Shipping , expensive personal loans or your future savings. Not having adequate down payment may also lead to higher Loan-to-Value (LTV), higher interest rates and consequently higher Equated Monthly Installments (EMIs). And though parents and relatives might readily help out, the fiercely independent young buyers would rather prefer other sources. So what other option do they have?
Down Payment Assistance Program is a form of interest-free personal loan equal to your contribution towards down payment. [url= ]HomeCapital[url] is India first home down payment assistance program that addresses the challenge of down payment for home buyers and lets you to buy your dream home today. Started by a team of professionals from varied fields Cheap Jerseys From China , the program will provide up to half of your down payment requirements. The program lets you to double your down payment capability and widens your reach in terms of home affordability. It increases your home loan eligibility and makes your home buying faster and simpler.
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